Whole Life Insurance
Lifetime protection with fixed premiums and long-term value, designed for legacy planning, final expenses, and permanent family protection.
What it is
Whole life insurance is a type of permanent insurance, designed to remain in force for life.
Why people choose it
- Tax-free legacy to family
- Covers final expenses and potential estate taxes
- Permanent protection that doesn't expire at the end of a term
- Long-term planning where guarantees matter
Key decisions
- Coverage amount (what you want protected)
- Premium payments (pay for life vs shorter pay periods)
- Optional riders (where appropriate)
- Whether participating policies are a better fit