PLANPROTECTPROSPER
Independent, professional Insurance Brokers. Serving Ottawa and surrounding areas since 1948. Trusted advice built around your budget, your requirements, and your long-term goals. Plan. Protect. Prosper.
PLAN
Planning Calculators
Use our planning calculators to generate practical estimates based on the details you enter, so you can make clearer next-step decisions.
Monthly budget fit
See how protection and investing fit inside your monthly cashflow.
Open monthly budget fit →Life insurance needs check
Estimate coverage based on income replacement, debts and family goals.
Open life insurance needs check →Retirement & education gap
A snapshot of future goals versus your current savings path.
Open retirement & education gap →PROTECT
Risk Management
Below are our core protection solutions, each designed to address a different area of risk management, from protecting income and health to safeguarding your family, home, and long-term financial security.
Term life insurance
Affordable cover for a set term to protect your family's income.
Learn about term life insurance →Whole life insurance
Lifetime protection with guaranteed premiums and cash value growth.
Learn about whole life insurance →Participating life insurance
Permanent coverage with potential dividends for long-term planning.
Learn about participating life insurance →Critical illness insurance
Lump-sum payment if you're diagnosed with a covered serious illness.
Learn about critical illness insurance →Disability insurance
Income replacement if illness or injury keeps you from working.
Learn about disability insurance →Health insurance
Help with prescription, dental, vision, and extended medical costs.
Learn about health insurance →Mortgage protection
Helps keep mortgage payments covered if life throws a curveball.
Learn about mortgage protection →Long-term care
Support for the cost of care if you need help later in life.
Learn about long-term care →PROSPER
Wealth And Retirement Solutions
These wealth and retirement options are designed to help you save with purpose, protect what you have built, and create dependable income for the years ahead.
RRSP
Tax-advantaged retirement savings that can lower taxable income today and grow for tomorrow.
Learn about rrsp →RRIF
A simple way to turn retirement savings into regular income with flexible withdrawal options.
Learn about rrif →GIC
Guaranteed interest over a fixed term, ideal for stability and capital preservation.
Learn about gic →Segregated funds
Market-linked growth potential with insurance features that can help protect your plan.
Learn about segregated funds →Annuities
Convert savings into predictable payments for a set period or for life to support retirement.
Learn about annuities →Helpful Insurance Guides
CONTACT
Let's talk
Tell us what you're trying to achieve. We'll help you choose the right next step, and we'll keep it simple.
- Independent brokerage (we compare options across carriers).
- Local focus serving Ottawa and Ontario.
- Tailored cover so you can get insured with a solution that fits your needs.
What happens next:
- A quick reply from a licensed advisor in Ottawa, Ontario.
- We confirm your goals, timeline, and budget.
- We help you get insured with clear options that fit your situation.