Free Family Protection Review
A free 20-minute, plain-English protection review for Ottawa and Ontario families who want to understand whether life insurance, mortgage protection, disability insurance, critical illness coverage, or workplace benefits fit their household.
What this check looks at
- Mortgage and debt exposure
- Family income protection if work stops
- Life insurance shortfalls
- Disability and critical illness blind spots
- Workplace benefits that may not go far enough
- Practical next steps that fit your budget
Who it is for
- Ontario parents and couples with children
- Ottawa and Orléans homeowners with a mortgage
- Families relying on one or two incomes
- Self-employed people whose income supports the household
- People who recently moved to Canada and want clear guidance
- People with workplace or bank coverage who are not sure what they actually cover
- Anyone who has insurance already but wants a clearer second look
How it works
- Tell us a little about your household and current cover
- We review where the pressure points may be
- You get a straightforward explanation of possible gaps
- If appropriate, we can prepare options for you to compare clearly
This is an educational review. It is designed to help you understand your current protection picture before making any decisions.
What you receive
- A plain-English summary of your current protection picture
- Identified priorities around mortgage, income, children, and existing coverage
- A suggested next step if comparing options makes sense
The check is an initial conversation, not a full recommendation. Any recommendation depends on personal circumstances, eligibility, underwriting, and budget.
Why families ask for this
Many families already have some cover somewhere, through work, a bank, an older personal policy, or something taken out years ago. The problem is usually not having nothing. It is not knowing whether the risks that matter most today are actually covered.
This review helps bring that into focus without pressure and without jargon.
Common questions
What is a Family Protection Check?
A plain-English review of your current family protection picture to help you understand possible gaps.
Do I need to have insurance already?
No. It is just as useful if you only have workplace benefits, mortgage insurance, or no clear plan in place yet.
Is there any pressure to buy something?
No. The point is to help you understand where you stand first, then decide whether any next step is worth considering.
