It is optional
You decide whether you want the review. It is not required for your mortgage.
Optional protection review
Mortgage protectionthat belongs to you, not the lender.
If your mortgage broker introduced you to GEP Insurance, you can choose a licensed review of protection you own, control, and understand.
Book Your ReviewOptional and separate from your mortgage
What this is
A plain-English insurance conversation after the mortgage conversation.
A GEP Insurance advisor can help you understand what protection you may already have, what your lender may have offered, and what individually owned insurance options could look like for your family.
It is separate
Your mortgage approval, funding, renewal, or closing does not depend on it.
It is licensed
Insurance questions and recommendations are handled by GEP licensed personnel.
What we review
Protection around the mortgage, your income, and your family.
The goal is not to pressure you into a product. The goal is to help you compare your options clearly before making a decision.
Mortgage protection
Review whether your mortgage could be protected if death, illness, or disability changed your household income.
Life and family coverage
Look at protection for debts, income, childcare, education, final expenses, and the people who depend on you.
Options and budget
Compare needs, coverage amounts, ownership, portability, and premiums in a way that fits your monthly budget.
What happens next
A simple process, only with your consent.
You choose whether to be introduced
Your broker may offer the option, but the decision is yours.
You consent before details are shared
Only limited contact details and mortgage-stage context are sent to GEP.
GEP contacts you directly
A licensed advisor explains options and answers insurance questions.
You decide what to do
You are free to use GEP, another advisor, another insurer, or no one.
Important disclosure
Your mortgage broker may receive a referral fee.
GEP Insurance may pay your mortgage brokerage a flat referral fee for a qualified, consented introduction. This fee is not based on whether you buy insurance, apply for insurance, are approved for insurance, the type of policy, the premium amount, the insurer selected, the coverage amount, or whether a policy is issued or remains in force.
This review is not required for your mortgage.
It is separate from your mortgage application and is not required for mortgage approval, funding, renewal, or closing.
With your consent, your name, contact details, and relevant mortgage-stage context may be shared with GEP Insurance so that a licensed life insurance agent can contact you.
Common questions
Clear answers before you decide.
Do I have to do this review?
No. The review is optional.
Will it affect my mortgage?
No. It is separate from your mortgage approval, funding, renewal, or closing.
Can I use another insurance advisor?
Yes. You are free to choose any insurance advisor, broker, company, or product.
What information is shared?
Only limited contact details and relevant mortgage-stage context, and only with your consent.
Ready to review your protection options?
Book a conversation with GEP Insurance and get a clear, licensed review of your mortgage protection, life insurance, and family protection options.